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fraud! 7100 rmb was gone after transaction!

compared with cash transactions (cash on delivery), delayed transferring function for online payment providing a time buffer for both parties to the transaction. telecommunications fraud has been avoided to some extent. however, this delayed transferring function is utilized by fraud.

fraud! 7100 rmb was gone after transaction!

mr. feng, in xinhui district, jiangmen guangdong, he posted an iphone x in 7100 yuan online for sale.

fraud! 7100 rmb was gone after transaction!

on the same day, mr. feng received a call from a man. this man expressed his interest in purchasing the phone. after the negotiation, the two parties agreed to trade at the door of a store in the town.

mr. feng took the phone to the trading location. after checking the phone, the man said that he wants to pay the phone at the agreed price through online payment. so, he transferred 7100 yuan to mr. feng.

fraud! 7100 rmb was gone after transaction!

after a series of operation, there was no change of account in mr. feng’s phone. but he pointed to the words “received after 2 hours” on the phone.

fraud! 7100 rmb was gone after transaction!

after mr. feng took a photo of his id card with suspicion, they hurriedly left.

2 hours later, what left to mr.feng was the news of canceling the transfer. helplessly, mr.feng had to choose to call the police. the policeman finally arrests the criminal suspect and his accomplices.

actually, it’s not the first case like that.

mr. zhang and his friends from qingyuan posted an idle mobile phone for sale at the price of 4,100 yuan.

on march 9, a buyer contacted mr. zhang and they agreed to conduct the transaction in front of a bus stop.

fraud! 7100 rmb was gone after transaction!

after checking the mobile phone, the buyer expressed his willingness to buy, but at this time, the buyer said that he had no money on wechat and alipay, and asked mr. zhang whether the transaction could be completed by bank transfer.

and then, mr.zhang received a message from abc.

fraud! 7100 rmb was gone after transaction!

however, the money still hasn’t been received. when mr. zhang tried to contact the buyer again, he disappeared.

fraud! 7100 rmb was gone after transaction!

in fact, the fraud opened the delayed transferring function!

the staff of abc customer service:

e-bank in the mobile phone bank, including atm machine in abc, is equipped with delayed payment function. if the transferring party uses the delayed transferring function, the transferring party can cancel the transfer within 24 hours.

this staff said, using delayed transferring function to defraud happened occasionally. if you found there were any abnormal things in transferring, you should inform the police immediately.

actually, the delayed transferring function was initially intended for avoiding fraud. it is unexpectedly used by criminals to defraud.

fraud! 7100 rmb was gone after transaction!

some people said the little trust between human beings was faded out by lawbreakers.

fraud! 7100 rmb was gone after transaction!

therefore, we must see clearly when we receive money, especially these merchants.

wechat new ban! don’t share this content in wechat!

on march 18, the wechat security center officially issued the “announcement on combating individual illegal credit behaviors of wechat“, and made special clean-ups for users who illegally issued loans.

part 1

announcement

the announcement emphasizes that, according to the relevant regulations and laws, if individual account publishes, displays and disseminates all kinds of financial loans information in any forms, it must obtain relevant loans business permit to regulate its activities.

wechat new ban! don't share this content in wechat!

any illegally issued loans information will be disposed of by the official wechat platform according to the relevant regulations.

wechat new ban! don't share this content in wechat!

the illegal loan behaviors mentioned here refers to the act of issuing loans to unspecified objects for the purpose of making profits without the approval of the financial regulatory authorities.

besides, the announcement adds that, whether it is private lending or illegally issue loans, if there is any malicious collections including but not limited to intentional injury, illegal detention, insult, intimidation, threats (such as crank call, spreading nude photos and exposing personal information, etc.), harassment, the official wechat platform will seriously deal with such behavior based on users’ complaints and the results of verification.

wechat new ban! don't share this content in wechat!

part 2

processed accounts

from the beginning of 2019 to now:

there are more than 2500 accounts that illegally issue loans, which will be disposed of step by step, and the official wechat platform will continue to strengthen the treatment.

wechat new ban! don't share this content in wechat!

some of “processed wechat account”:

wechat new ban! don't share this content in wechat!

part 3

reminder!

it’s risky to lend loans illegally, which exists the danger of high-interest rate and fraud!

the following are some of the common tricks about “loans”:

to attract people who are eager to spend money, such as black household loans, quick loans, etc., the fees are deducted from the borrowings on the grounds of collecting various handling fees, and the users still need to repay according to the funds before deduction.

for example: if you borrow 2000 yuan, 500 yuan will be deducted as the fee, and you can receive 1500 yuan finally. and you still need to repay 2000 yuan or more.
increase the amount of loan is maliciously, and introduce other loan platforms to the borrower to sign a new higher loan contract.
when you apply for the loan, the lender excessively collects personal privacy information that is not related to the loan, including but not limited to mobile phone contacts, payment code, service code, alipay’s code and so on.

part 4

notice!

here are some complaints entrance:

wechat:

wechat new ban! don't share this content in wechat!

tencent 110:

wechat new ban! don't share this content in wechat!

wow! why chinese wig sells well?

china’s wigs are selling like hot cakes around the world as baldness has become a global problem, reports said.

consumers

celebrities, including former us first lady michelle obama, celebrities beyonce and rihanna have reportedly bought wigs made in xuchang, central china’s henan province — the “city of wigs.”

wow! why chinese wig sells well?

customers from the us, the uk, france, south africa, and the netherlands top the list of countries contributing the most to wig sales in 2018, the report said.

in 2018, the sales of wigs to european countries were more than 50 percent than in 2017, while in africa, including south africa, nigeria, zambia and kenya, sales climbed 300 percent, the report said.

wow! why chinese wig sells well?

xuchang

most of the wigs sold on aliexpress were produced in xuchang, with about 40,000 units from the city being sold every day on the platform. revenue from xuchang’s wig sales reached 1.5 billion yuan ($223 million) in 2018, according to the report.

wow! why chinese wig sells well?

one of the consumers calls v***n said: “i love this hair. its very soft and it looks just like its your own hair no one could tell it was a wig. will buy from this vendor again.”

wow! why chinese wig sells well?

in xuchang, it seems like every household in the city is into the wigs business, with most mom-and-pop operations.

wow! why chinese wig sells well?

authentic human hair is among the favorite of customers from the us, who are more open to wigs compared with chinese people. and it’s second nature for africans to wear wigs.

report

there are more than 5,000 wig mills in xuchang. the industry feeds 200,000 people in the city, news site jiemian.com reported.

many wig producers in xuchang collect hair from india, pakistan, and vietnam as fewer chinese sell their hair, which makes the hair collection business difficult in china, jiemian.com report said.

exports of xuchang-made wigs were worth about $1 billion in 2016, accounting for more than half of national hair product exports that year, the xinhua news agency reported.

new rule! your tax-free benefits depends on “domicile”?

china has issued new individual income tax (iit) laws, which will go into effect at the beginning of 2019.

while under the new tax laws foreign workers in china will come to another step closer to being treated equally with chinese taxpayers.

new rule! your tax-free benefits depends on

01the 183-day rule

new rule! your tax-free benefits depends on

if an individual who has no domicile in china and has resided in china for a total of 183 days for an annual period of not more than six consecutive years, the income derived from outside china and paid by entities or individuals outside china can be exempted from individual income tax.

new rule! your tax-free benefits depends on

if the foreign individual leaves china for more than 30 days consecutive a year, the period of continuous residence of more than 183 days in china will be counted anew.

for example：

mr. li is a hong kong resident and works in shenzhen. he comes to work in shenzhen every monday morning and returns to hong kong on friday night. on monday and friday, the stay is less than 24 hours, so the number of days is not counted.

thus, the number of days per week can only be counted as 3 days. calculated in 52 weeks of the year, mr. li’s domestic residence in the whole year is 156 days, which is less than 183 days.

he does not constitute a resident individual. all the overseas income obtained by mr. li can be exempted from personal income tax.

02the 6-year tax exemption clause

the starting point of the continuous “full six years” of the annual residence of 183 days in the territory is calculated from the year after 2019 (inclusive), which means that the days before 2018 (inclusive) will be “cleared”.

before 2024 (inclusive), all non-residential individuals who have lived in the country for less than six years can enjoy tax-free benefits for their overseas income.

new rule! your tax-free benefits depends on

besides, if he leaves for china for more than 30 days at one time in any year from 2019, the previous consecutive years are “cleared” and recalculated anew.

for example:

mr.zhang, a hong kong resident, came to shenzhen for work on jan 1, 2013, and went back to hong kong on aug 30, 2026. during this period, he stayed in shenzhen, except for the temporary return to hong kong for official duties from february 1 to march 15, 2025.

the days before 2018 are cleared. there were less than 6 years from 2019 to 2024, so he can enjoy tax-free for his overseas income.

new rule! your tax-free benefits depends on

in 2025, he stayed in china for more than 183 days, and he already stayed in china for more than 6 years actually from 2019. therefore, he should pay the tax for his income.

in 2026, because of his departing from china from february 1 to march 15, 2025, the number of consecutive years of 183 days of residence in china has been cleared. therefore, he could enjoy the tax-free benefit for his overseas income.