have you checked your alipay annual bill?

how much did you buy last year via alipay? and where did you spend all that money? china’s leading online payment app alipay delivered a brief 2018 annual account statement to each of its users recently, prompting discussions online.  most netizens were shocked by the amount they spent and were amazed when they saw the details of their purchasing behavior over the year.  china’s leading online payment app alipay delivered a brief 2018 annual account statement to each of its users on january 8. the statement is a digital bill summing up the user’s spending and consuming habits in 2018 on:  living necessities,  transportation,  entertainment,  food and other occasions. #alipay released an annual account statement# and has received 11.91 million views and over 4,000 comments on weibo. /screenshot of webio unsurprisingly, it soon topped weibo’s trending issues of the day, and prompt discussions online.  “it is part of my new year celebration ritual.” weibo user @xing_amazinggraze answered why chinese youngsters are keen on reviewing the statement. to find out the reason why alipay annual account statements get more sensational every year, cgtn talked to economist liu zhiqin, senior fellow at the chongyang institute for financial studies of renmin university. he stated people’s reactions to the statements are a natural result of the rapid development of e-commerce in society, and a revolution in traditional consumption concepts is consequently needed. how to check your annual bill?   step 1 log in alipay, enter in search bar “账单”. step 2 click on the banner of “2018支付宝年账单”(2018 alipay annual bill) to view it. the statement is not enough to  conclude one’s financial situation “what comes into your mind when you read the statement?  what was outside your expectation?  and where did you spend the most in the past year?”    a great deal of weibo users participated, and their reactions can be categorized into three types:  i did not know i earned that much;  i cannot remember where i spent all that money;  it seems i had a better life than i thought.    “i feel like i am actually very rich after viewing the statement,” @qiukeli said.  “i was shocked. how did i go through so much money?!” @ulllme expressed the same thoughts.   some of the others are surprised to see their purchasing behavior patterns in 2018.   “i spend over 50,000 yuan only on food!” weibo user @dominic commented. and he is not the only one who spent most of his money on food.   “i did not know i had ordered so many times on food-delivery platforms…” weibo user @fanglijuan_ said. liu said, youngsters do not need to panic or be shocked by their statements because “the statements are not enough to summarize a person’s financial situation”. liu zhiqin, senior fellow at the chongyang institute for financial studies of renmin university of china. “however, it gives a clear indicator about your consuming habits, and the lifestyle you prefer,” said liu. anxiety behind the statements? not really   the real reason is that e-commerce erupted the traditional payment way, which has radically changed people’s consumption patterns. a customer pays via ai facial recognition system in wenzhou, eastern china’s zhejiang province.  “we use alipay during every single small occasion. i spend 5 yuan here, 5 yuan there, and even 0.7 yuan can be paid through my phone. it is too convenient so it causes a unconscious purchasing behavior from time to time,” liu said. as people are free to go without their wallets, the chance to buy out-of-plan goods has increased. it is not a lack of financial understanding, but the purchasing behavior that has changed silently. citizens can buy tube tickets via e-payment platforms in shenzhen, southern china’s guangdong province, since december 2018. the use of e-payment has given people less psychological burden in their daily lives. consumers are less willing to pay if they have to count bank notes one by one.  is consuming a bad thing?  we need to enjoy the process! traditionally, chinese people used to see the amount of treasures and property to measure the happiness of life. on the contrary, consumption and spending used to be taken as a bad thing.  youngsters inherited the concept, while the concept does not comply with the fast growing era of e-commerce.  © image | google “when people spend money, they are pursuing a better life, which is not wrong,” said liu. this also answers the question why one person did not have the guts to open the statement as they said on weibo.  “they regret after they spend. this is a result of overspending. but there is no need to be worried of. we should learn to enjoy the process when we spend and realize we are purchasing services and happiness,” said liu. “consumption is not a losing and painful process, as long as you know you need it and you can afford it.” the application of mobile payment platforms have radically changed chinese people’s daily consumption behavior has happened silently and unconsciously. but our consumption value is far lagging behind technology. it is time to embrace the new digital era, not just by updating your equipment, but by also updating your mind. enjoy consumption, otherwise you cannot enjoy an easier life brought in by new technology.

2009 vs. 2019! dare you take the 10 year challenge?

if you use social media, you’ve probably noticed a trend across facebook, instagram, and twitter of people posting their then-and-now profile pictures, mostly from 10 years ago and this year.   what is the #10yearchallenge? the 10 year challenge goes by many names: the #howharddidaginghityou challenge, the aging challenge and #glowup challenge, though the trend has picked up the most speed as the 10 year challenge. participants simply post two images – usually side by side – which were taken at least ten years apart. the overall message? self love and showing the world how you’ve “glowed up” (or, you know, showing how you haven’t aged a day).  how to do the 10 year challenge  on facebook or instagram   participating in the challenge is pretty easy. all you have to do is share two side by side photographs of you ten years apart, then post it to your facebook/instagram account with the hashtag #10yearchallenge, though some people just choose to post a single throwback shot.  #1 #2   #3 #4 #5 #6 #7 #8 #9 #10 #11 #12 #13 #14 #15


苹果公司再次下调了2019年第一财季的营收预期后,美国《纽约时报》科技版报道开始帮苹果找卖不出去的原因——”中国人没钱了!” 中国想要买苹果的用户“再三考虑” 苹果在许多国家都稳居高端手机市场首位,但目前以华为为代表的中国手机制造商在性能和价格上向苹果发起“挑战”。 中国制造的手机几乎具备苹果手机的全部功能,价格却比苹果便宜很多。 在中国,iphone xr的价格950美元(约6500元)起,而华为的高端机在600美元(约4000元)起,小米等其他品牌高端机的起步价格就更低了。 欧洲传统的苹果用户最终也会选择其他品牌 中国的手机制造商非常努力,不断在法国、德国、印度和东南亚赢得粉丝。 中国手机品牌在欧洲的积极营销和销售活动表明,欧洲传统的苹果用户最终也会转向他们。 中国手机有多强大? 美国政府一直在努力阻止华为手机和电信网络设备在美销售,认为华为从事间谍活动,特朗普政府还劝美国的西方盟友们也这么做。但是美国所谓的“安全问题”没有阻止欧洲的买家。 事实胜于雄辩,数字和事实表明中国已经成为一个自主创造知识产权的大国。 如今在中国大陆地区,本土手机主导着智能手机市场。 中国大陆销量前10的手机品牌中,7个是中国国产品牌。排名前四的是华为、vivi、oppo、小米,分别占有市场份额24.9%、22.6%、21.1%、13.1%。而非国产品牌苹果、三星、诺基亚的份额分别是7%,1%和0.5%。 苹果在过去几年技术上没有取得重大突破 曾经,在中国使用苹果手机代表着“炫酷”,但现在更多的中国公司通过市场营销和名人代言等方式赋予自己的手机品牌更多的“个性”。 同时,中国公司还在不断提高手机的拍照技术、电池寿命和芯片设备。 苹果手机在中国不断失去竞争力,从硬件角度看,苹果与华为相比没有很大的升级;从平台角度看,苹果也没什么可以留住用户的东西。